"5 Legal Checks Before Buying Property in Ludhiana – Don't Skip These Steps"

Buying a home or plot is one of the biggest milestones in a person’s life — and in cities like Ludhiana, where the real estate market is growing fast, it’s crucial to ensure every property deal is legally safe. Unfortunately, many buyers overlook important checks and later face problems like disputed ownership, delayed possession, or incomplete documentation.

At Ludhiana Property Grid, we make sure no such risk reaches you. Here's a practical guide to the 5 most important legal checks you must do before buying any property — whether it's a kothi, shop, or plot.

✅ 1. Title Verification

The first and most important step is to confirm that the seller has a clear, marketable title to the property. Ask for:

• Registry papers

• Mutation records

• Past sale deeds

Make sure the name on the title matches the seller and that there are no ongoing disputes. Our team, in collaboration with Sachar Law Firm, thoroughly checks this for every listing.

✅ 2. Encumbrance Certificate

An encumbrance certificate shows if the property is under any loan, mortgage, or legal dues. This document can be obtained from the registrar’s office. Never buy a property without checking this — or you may end up inheriting someone else’s debt.

✅ 3. Check Building Plan and Zoning

If you're buying a kothi or shop, verify the building plan is approved by MC Ludhiana or the concerned local body. For plots, ensure that:

• It is not on restricted or agricultural land

• It falls under residential or commercial zoning

A mismatch can create legal problems when applying for construction approval or loans.

✅ 4. Check for Legal NOC & Tax Clearance

Every legal property should have:

• No Objection Certificates (NOCs) from civic bodies

• Paid property tax receipts

• Water and electricity clearance (if constructed)

Ask for recent bills and NOC letters. If missing, it could mean trouble in future resale or registration.

✅ 5. Verify Seller Identity & Power of Attorney (if any)

Make sure you're dealing with the real owner. Ask for:

• Aadhaar/PAN copy

• Ownership proof

• If someone is selling on behalf of the owner, confirm that their Power of Attorney (POA) is legally notarized and still valid.

🛡️ Bonus: Work With Verified Agents Only

In Ludhiana, many property dealers operate without legal checks — we don’t. At Ludhiana Property Grid, all listed properties are screened for documentation, ownership, and legal risks. Our legal partner, Sachar Law Firm, conducts pre-deal verification, ensuring that you don’t fall into any trap or scam.

🏁 Conclusion:

Real estate is a long-term investment. Whether you're buying a kothi in Model Town, a plot in South City, or a shop near Ferozepur Road, don’t rush. Be informed. Demand verification. Work with professionals who value your money and trust.

For safe, verified, and legally cleared properties in Ludhiana — call us at +91 86990 21028 or WhatsApp Now.